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When your benefit ends
Coverage will end on your last day of employment.
If you are receiving LTD benefit payments due to an approved disability, your benefit payments may continue until:
- The date you fail to furnish proof of continued disability and regular attendance of a doctor,
- The date you fail to cooperate in the administration of your claim. For example: providing information or documents needed to determine whether benefits are payable and/or determining the benefit amount,
- The date you refuse to be examined or evaluated at reasonable intervals,
- The date you refuse to receive appropriate available treatment,
- The date you are able to work in your own occupation on a part-time basis but choose not to,
- The date your partial disability monthly earnings exceed 80% of your indexed pre-disability earnings,
- The date you no longer meet the plan's definition of "disabled",
- The last day of the maximum period for which benefits are payable, or
- The date of your death.
If you have an open claim with Lincoln, you should continue to work with them for any ongoing claim needs.
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